Annuities

What is an Annuity? An annuity is a contract with an insurance company that is funded by the purchaser and designed to generate an income stream in retirement. It is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

Two advantages of annuities are that the funds accumulate tax deferred and they can be distributed in a variety of ways to the contract owner.

There are many different types of annuities. Immediate annuities are designed to provide income right away, whereas deferred annuities are designed for long-term accumulation. Some annuities offer a guaranteed rate of interest, whereas others do not.

This material was written and prepared by Emerald Publications.

Investment Options

Let our Financial Service advisors help you explore the wide range of products we can provide which include, but are not limited to, stock, bonds, mutual funds, both fixed and variable annuities, life insurance, and certificates of deposit. We do not offer proprietary products so the recommendations made will be based solely on what is suitable for your needs and is best for you, not our bottom line. Have the luxury of being able to make an informed decision based on the facts. With knowledge and understanding, we can not only help build your portfolio, but your peace of mind.