Important Information about procedures for opening a New Account

To help government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an "account" (deposit account, loan, trust, safe deposit box, etc.), we will ask your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.  If you plan on opening a new account by transferring funds from an existing account please have this account information handy.

You must be 18 years of age to apply for a loan.

Online Account Opening


 

Start your secure application by choosing your account below: 

Citizens First is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Online deposit applications are for Michigan residents.  If you are currently not a resident of Michigan, please contact us at (800) 462-2786 for the applicable rates. 

   

  • Checking
  • Savings
  • Certificates of Deposit







  • Personal Loans
  • Home Equity Line of Credit & Term Loans
  • New or Used Vehicle, Marine, & RV
  • Manufactured Home Loan




  • Checking
  • Savings
  • Certificates of Deposit