Personal Loans 

 

Sometime situations arise when you need a little extra money. Whether you need extra money for vacation, new furniture, wedding expenses, or any other good purpose, a Personal Loan can help you get it. With no down payment required and same day approval, you get the money you need fast!

 

Personal Loan Details

  • No down payment required.
  • Borrow as little as $500 or up to $5,000. 
  • Repayment terms up to 84 months.*
  • Competitive fixed rates. 
  • Same day approval.
  • Interest rate discount of 1/4% with Autopay (payment automatically deducted from a Citizens First checking or savings account). 
  • Credit Life/Accident & Health Insurance available. 
  • Coupon book provided for convenient payment making

 

Personal Loans
TypeDown PaymentTermRateAPR
Term Loan $500 - $5,000$85.0048 Months14.50%15.42%
Line of Credit $500 - $5,000 Revolving17.75%17.750%
Savings Secured Up to 60 Months3.00% over CD/Passbook Rate Rounded to .25%3.7832%
Example: A loan amount of $5,000 at 14.500% for 48 months would have a monthly payment of $137.89.
*APY is Annual Percentage Rate. Rates are as of 11/03/2009 and are subject to change.