Home Refinance

 

Whether you are trying to lower your monthly payment, trying to change an adjustable rate mortgage to a fixed rate, or simply trying to get cash out of your home, our mortgage professionals are available to assist you.  Refinancing is a broad term and our goal is to review your personal profile to assist you in making the right choice.  For example, if you are over 62 you might be better served with a “Reverse Mortgage” than a cash out refinance.  If you are a current customer, you might have the ability to accomplish your goal without a new appraisal and attain other cost saving benefits.

Whether you are consolidating bills, sending a child to college, making home improvements or want to lower your rate, give us a call.  Our mortgage professionals will set up a personal meeting with you so you know your options.  If you are busy and have a hectic schedule, apply online and we will contact you.  We are always a “call” or “click” away.

 

Benefits of Refinancing:

  • Fast approvals 
  • Cash out up to 85% on FHA products
  • Attain cash for college tuition
  • Restructure your loan from an Adjustable Rate Mortgage to a
    Fixed Rate product
  • Lower your rate and monthly payment
  • Shorten the term of your loan
  • Attain funds for home improvements or a long-awaited vacation
  • Eliminate Private Mortgage Insurance from your payment


Refinancing used to be an easy decision, it now has become more difficult due to credit score requirements and falling housing values.  We will help you determine how much your new loan can reduce your monthly payments and save costs over the life of the loan. 


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