Small Business Association (SBA) America's Recovery Capital loan program:

• Government guaranteed loans up to $35,000 for qualifying businesses
• Interest-free to borrower
  
• No SBA fees to borrower
  
• Proceeds used to make payments up to 6 months on qualifying small business loans with Citizens First
  
• Payment deferral period on ARC Loan up to 18 months
  
• Repayment period of 5 years (after deferral period)
  
• ARC Loans available until funding runs out or September 30, 2010, whichever occurs first