Certificates of Deposit

To meet your changing financial needs, we offer a full line of products and services.

Online Account Opening

To meet your changing financial needs, we offer a full line of Business products and services.

We provide local decision making and a full line of products specifically tailored to meet your needs.

Mortgages

We provide trust and portfolio services that give you peace of mind by putting you in control of your finances.

We are a Michigan based community bank dedicated to meeting the financial needs of your community.

Certificates of Deposit/Other Investments

Certificates of Deposit

An ideal place for investing surplus funds of $100,000 or more. Your funds have FDIC insurance up to applicable limits. We offer a flexible choice of terms to suit your specific needs and competitive interest rates, based on maturities.

Flexible terms offered to meet funding needs
Earns a competitive interest rate
Rates quoted daily

First Michigan Bank is participating in the FDIC Transaction Account Guarantee Program

Automated Cash Sweep

Make the most of your business excess available funds by automatically investing them on a daily basis from your Checking Account into an interest bearing Money Market Mutual Fund offered by Federated Investors, Inc.

Completely automated daily transfers
No monthly transaction restrictions
Choices include money market mutual fund that are compliant with investment policy requirements
Checking account target balance set at appropriate level to eliminate or reduce fees
Monthly statements detailing account activity are provided

Collateralized Treasury Management

Invest directly in U.S. Government Securities through First Michigan Bank Wealth Management

Customized investment choices and terms
Investment choices include U.S. Treasuries and Agency Securities
Monthly statements detailing account activity are provided
Online account access is provided
Pension and Retirement Plan Solutions

Our Treasury Management Officers will work closely with you and our product teams to provide customized financial solutions and personal attention in addressing your needs. Please contact Don Jensen today at (800) 462-2786 or djensen@firstmichiganbank.com.