Corporate Overview

To meet your changing financial needs, we offer a full line of products and services.

To meet your changing financial needs, we offer a full line of Business products and services.

We provide local decision making and a full line of products specifically tailored to meet your needs.

Online Account Opening

We provide trust and portfolio services that give you peace of mind by putting you in control of your finances.

We are a locally operated, Michigan-chartered capital stock savings bank, dedicated to meeting the financial needs of our community.

Frequently Asked Questions

Corporate Overview

Citizens First Bancorp, Inc. operates as the holding company for CF Bancorp, which provides banking services in the southeastern portion of Michigan's Lower Peninsula. The company accepts various deposit accounts, which include savings accounts, checking and negotiable order of withdrawal accounts, certificates of deposit, individual retirement accounts, and money market accounts. It offers one- to four-family residential mortgage loans, commercial and multi-family real estate loans, residential construction loans, home equity and lines of credit, commercial loans, and consumer loans, including automobile loans, mobile home loans, other secured loans, collateral loans, personal loans, and unsecured loans. In addition, the company provides trust and investment services to individuals, partnerships, corporations, and institutions; fiduciary services; title insurance; and mutual funds and insurance products, such as annuities. Further, it owns and operates in real estate activities, such as leasing and/or selling other real estate owned assets. As of December 31, 2007, the company operated 24 full-service banking centers and 1 loan production office. The company was founded in 1938 and is headquartered in Port Huron, Michigan.